In a medium nonstick skillet or saucepan over medium-low heat, stir together cream cheese and Rotel (with its juices). If cream cheese is still firm, zap it 15 seconds in the microwave.

As the cream cheese softens, swirl a spatula around until the mixture is smooth and bubbling at the edges—about 4 minutes. Keep the heat gentle to prevent scorching.

Lower the heat, then sprinkle in shredded cheddar and stir constantly until the cheese melts into a silky sauce. If it seems too thick, add a splash of milk or extra Rotel juice.

Stir in Greek yogurt, green onions, garlic, and cumin (if using). Cook for another minute so flavors marry. You’ll smell that garlic-onion aroma—pure party fuel!

Give it a spoonful. Want more heat? Add a pinch of cayenne or an extra drizzle of Rotel. For milder dip, stir in an extra dollop of yogurt.

Scoop into a heat-proof bowl, sprinkle with cilantro, and surround with chips or veggies.