In a medium bowl, use an electric mixer (or a sturdy whisk) to beat the softened cream cheese and Greek yogurt until smooth. Sprinkle in the ranch dressing mix, garlic powder, and a crack of black pepper—whisk again until it looks creamy and even, about 1 minute.

Fold in the chopped chives (and bell pepper or bacon bits if you’re using them). You want flecks of green or red throughout—that’s your visual cue that every bite will pop.

Lay out the bottom halves of 32 Ritz Bits crackers on a parchment-lined tray. If you want perfect circles, grab a small cookie scoop or a disposable piping bag with the tip snipped.

Fill each cracker with about 1 teaspoon of filling. A quick AI tip: Using a 1-T cookie scoop ensures uniform bites, which is great for impressing guests—and Instagram pics.

Gently press a matching cracker half on top to form tiny sandwiches. Cover loosely with plastic wrap and chill for at least 30 minutes so the filling firms up.

Before serving, let these Ranch Ritz Bits sit at room temperature for 5 minutes—this brings out the creamy tang. Arrange them on a platter with fresh veggies or alongside dips like hummus or salsa for a colorful snack board.